The purpose of a household inventory is to show an insurance adjuster, when you need to file an insurance claim, what you owned that has been destroyed or stolen so you can get money to replace it. Therefore, the best place to focus your attention is on the biggest ticket items that will cost the most to replace, and not focus too much on the minutia.Īn insurance adjuster, for example, doesn't really need to know you had 16 pencils in your desk drawer. Take Photos And Videos Of All Your Stuff - It Is Much Faster Than Writing Everything Down On the other hand, they do need to know on your desk you had a computer, flat screen monitor, and printer. In the past when you needed to create a household inventory, you got out sheets of paper and wrote stuff down until your hand cramped up. That is one of the reasons that in the past creating a household inventory took so much time. Pictures and video are excellent ways to create a quick and easy household inventory.Īn additional advantage of pictures and video over a written list is that it is much stronger evidence that you actually owned the item, and what condition it was in, then just writing it on a list.įor example, I could write on a list that I owned 15 designer dresses, but that doesn't make it true, and adjusters are trained to be skeptical.Ī picture is, as they say, worth a thousand words.
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